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Commonly Asked Questions

What is a Medicare Advantage Plan?

A Medicare Advantage Plan is another way to get your Medicare Part A and Part B coverage. Medicare Advantage Plans are Medicare-approved plans offered by private insurance companies and must follow rules set by Medicare. These plans, also called “Part C” or “MA Plans." Most Medicare Advantage Plans include Medicare drug coverage (Part D).

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If you are turning 65, new to Medicare, losing benefits at work, moving, or have both Medicare and Medicaid you may be eligible. Other circumstances may allow you to meet the requirements.


When can I Enroll?

  • Initial Enrollment Period
    • Who Needs: Turning 65
    • Purpose: Enroll in Original Medicare and possibly a Medicare Plan
    • When: 3 months before 65th birthday, birthday month, and 3 months after 65th birthday month
  • Medicare Annual Enrollment Period
    • Who Needs: Medicare Plan Enrollees
    • Purpose: Reevaluate coverage & make changes
    • When: October 15 - December 7
  • Special Enrollment Period
    • Who Needs: Aging-in, recently moved, lost health coverage or have other Special Enrollment Period qualifying conditions
    • When: Special Enrollment Period eligibility varies by qualifying conditions
Speak with a licensed insurance agent to review your eligibility to review and possibly enroll in a Medicare Plan during one of these enrollment periods.
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